Cost of Living in Caerphilly
Wales
Town
Population: 42,000
Average House Price
£245.1k
-15% vs UK avg (£290k)
Median Salary
£36,561
-6% vs UK avg (£39,039)
Average Rent
£768/mo
-36% vs UK avg (£1,200)
Quick Facts
Council Tax£2,105Band D / yr
Energy£148/ mo
Water£36.00/ mo
Broadband£41.00/ mo
Bus Pass£69.64/ mo
House Prices in Caerphilly
+4.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01
Average price (all types)
£245,100
Detached£393,300
Semi-detached£233,700
Terraced£182,400
Flat / Apartment£142,500
House prices in Caerphilly have increased by +4.0% over the past year.
Salaries in Caerphilly
Annual Salary
Median and mean gross annual pay
Median£36,561
Mean£40,986
Median hourly rate£17.42/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£24,849
Upper quartile (75th)£48,213
vs UK National Median (£39,039)
-6.3%
£2,478 below national averageMonthly Cost of Living in Caerphilly
Estimated Monthly Breakdown
What it costs to live in Caerphilly each month, based on averages from ONS and open data sources.
| Category | Item | Monthly Cost |
|---|---|---|
| Housing | Rent(Average monthly rent) | £768 |
| Housing | Council Tax(Band D, paid over 12 months) | £175 |
| Utilities | Energy(Gas and electricity) | £148 |
| Utilities | Water | £36.00 |
| Utilities | Broadband | £41.00 |
| Transport | Transport(Monthly commute estimate) | £180 |
| Food | Groceries(Estimated monthly shop) | £254 |
| Leisure | Leisure(Gym, dining out, entertainment) | £146 |
| Estimated Total | £1,748 |
These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.
Transport Costs in Caerphilly
Monthly Bus Pass
Standard adult monthly bus pass
£69.64
Fuel per Litre
Average petrol price per litre
£1.38
Monthly Commute
Estimated monthly commuting cost
£180
Compare Caerphilly with Another Location
See how the cost of living in Caerphilly stacks up against other UK cities and towns.
Or choose any two locations to compareFrequently Asked Questions About Living in Caerphilly
- What is the average house price in Caerphilly?
- The average house price in Caerphilly is £245,100, based on HM Land Registry data for 2025-12-01. Detached homes average £393,300, while flats and apartments average £142,500. Prices have risen by +4.0% over the past year.
- What is the average salary in Caerphilly?
- The median annual salary in Caerphilly is £36,561, compared to the UK national median of £39,039. This is £2,478 below the national average. Salaries typically range from £24,849 (lower quartile) to £48,213 (upper quartile).
- How much does it cost to rent in Caerphilly?
- Average monthly rent in Caerphilly is £768 per month. Rents have increased by +4.8% over the past year.
- Is Caerphilly an affordable place to live?
- Caerphilly is reasonably affordable, with rent taking up around 25% of the median monthly income. This is close to, but within, the 30% affordability threshold. The average monthly rent is £768, while the median annual salary is £36,561 (approximately £3,047 per month before tax).
- How does Caerphilly compare to London?
- The average house price in Caerphilly is £245,100, compared to approximately £551,000 in London. Property in Caerphilly costs around 44% of London prices, making it £305,900 cheaper on average. Rent is also more affordable, at £768 per month versus approximately £2,253 in London.
- Are house prices rising or falling in Caerphilly?
- House prices in Caerphilly are currently rising, with a +4.0% increase over the past year. The current average price of £245,100 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.
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