Cost of Living in Carlisle
North West
City
Cumbria, EnglandPopulation: 75,000
Average House Price
£191.0k
-34% vs UK avg (£290k)
Median Salary
£39,068
+0% vs UK avg (£39,039)
Average Rent
£981/mo
-18% vs UK avg (£1,200)
Quick Facts
Council Tax£1,998Band D / yr
Energy£145/ mo
Water£35.00/ mo
Broadband£35.00/ mo
Bus Pass£67.03/ mo
House Prices in Carlisle
+3.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01
Average price (all types)
£190,960
Detached£334,400
Semi-detached£191,840
Terraced£136,400
Flat / Apartment£123,200
House prices in Carlisle have increased by +3.0% over the past year.
Salaries in Carlisle
Annual Salary
Median and mean gross annual pay
Median£39,068
Mean£43,981
Median hourly rate£18.64/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£26,677
Upper quartile (75th)£51,500
vs UK National Median (£39,039)
+0.1%
£29.00 above national averageMonthly Cost of Living in Carlisle
Estimated Monthly Breakdown
What it costs to live in Carlisle each month, based on averages from ONS and open data sources.
| Category | Item | Monthly Cost |
|---|---|---|
| Housing | Rent(Average monthly rent) | £981 |
| Housing | Council Tax(Band D, paid over 12 months) | £167 |
| Utilities | Energy(Gas and electricity) | £145 |
| Utilities | Water | £35.00 |
| Utilities | Broadband | £35.00 |
| Transport | Transport(Monthly commute estimate) | £173 |
| Food | Groceries(Estimated monthly shop) | £259 |
| Leisure | Leisure(Gym, dining out, entertainment) | £141 |
| Estimated Total | £1,936 |
These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.
Transport Costs in Carlisle
Monthly Bus Pass
Standard adult monthly bus pass
£67.03
Fuel per Litre
Average petrol price per litre
£1.33
Monthly Commute
Estimated monthly commuting cost
£173
Compare Carlisle with Another Location
See how the cost of living in Carlisle stacks up against other UK cities and towns.
Or choose any two locations to compareFrequently Asked Questions About Living in Carlisle
- What is the average house price in Carlisle?
- The average house price in Carlisle is £190,960, based on HM Land Registry data for 2025-12-01. Detached homes average £334,400, while flats and apartments average £123,200. Prices have risen by +3.0% over the past year.
- What is the average salary in Carlisle?
- The median annual salary in Carlisle is £39,068, compared to the UK national median of £39,039. This is £29.00 above the national average, making it a higher-earning area. Salaries typically range from £26,677 (lower quartile) to £51,500 (upper quartile).
- How much does it cost to rent in Carlisle?
- Average monthly rent in Carlisle is £981 per month. Rents have increased by +5.2% over the past year.
- Is Carlisle an affordable place to live?
- Carlisle can be a stretch for those on median earnings. Rent accounts for approximately 30% of the median monthly income, which exceeds the 30% affordability guideline. The average monthly rent is £981, while the median annual salary is £39,068 (approximately £3,256 per month before tax).
- How does Carlisle compare to London?
- The average house price in Carlisle is £190,960, compared to approximately £551,000 in London. Property in Carlisle costs around 35% of London prices, making it £360,040 cheaper on average. Rent is also more affordable, at £981 per month versus approximately £2,253 in London.
- Are house prices rising or falling in Carlisle?
- House prices in Carlisle are currently rising, with a +3.0% increase over the past year. The current average price of £190,960 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.
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