Cost of Living in Derry
Northern Ireland
City
Population: 85,000
Average House Price
£186.2k
-36% vs UK avg (£290k)
Median Salary
£32,832
-16% vs UK avg (£39,039)
Average Rent
£910/mo
-24% vs UK avg (£1,200)
Quick Facts
Council Tax£1,260Band D / yr
Energy£140/ mo
Water£35.00/ mo
Broadband£32.00/ mo
Bus Pass£62.24/ mo
House Prices in Derry
0.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01
Average price (all types)
£186,200
Detached£270,750
Semi-detached£172,900
Terraced£133,000
Flat / Apartment£112,100
House prices in Derry have increased by 0.0% over the past year.
Salaries in Derry
Annual Salary
Median and mean gross annual pay
Median£32,832
Mean£36,720
Median hourly rate£15.66/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£22,320
Upper quartile (75th)£43,200
vs UK National Median (£39,039)
-15.9%
£6,207 below national averageMonthly Cost of Living in Derry
Estimated Monthly Breakdown
What it costs to live in Derry each month, based on averages from ONS and open data sources.
| Category | Item | Monthly Cost |
|---|---|---|
| Housing | Rent(Average monthly rent) | £910 |
| Housing | Council Tax(Band D, paid over 12 months) | £105 |
| Utilities | Energy(Gas and electricity) | £140 |
| Utilities | Water | £35.00 |
| Utilities | Broadband | £32.00 |
| Transport | Transport(Monthly commute estimate) | £161 |
| Food | Groceries(Estimated monthly shop) | £236 |
| Leisure | Leisure(Gym, dining out, entertainment) | £131 |
| Estimated Total | £1,750 |
These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.
Transport Costs in Derry
Monthly Bus Pass
Standard adult monthly bus pass
£62.24
Fuel per Litre
Average petrol price per litre
£1.24
Monthly Commute
Estimated monthly commuting cost
£161
Compare Derry with Another Location
See how the cost of living in Derry stacks up against other UK cities and towns.
Or choose any two locations to compareFrequently Asked Questions About Living in Derry
- What is the average house price in Derry?
- The average house price in Derry is £186,200, based on HM Land Registry data for 2025-12-01. Detached homes average £270,750, while flats and apartments average £112,100. Prices have risen by 0.0% over the past year.
- What is the average salary in Derry?
- The median annual salary in Derry is £32,832, compared to the UK national median of £39,039. This is £6,207 below the national average. Salaries typically range from £22,320 (lower quartile) to £43,200 (upper quartile).
- How much does it cost to rent in Derry?
- Average monthly rent in Derry is £910 per month. Rents have increased by +3.6% over the past year.
- Is Derry an affordable place to live?
- Derry can be a stretch for those on median earnings. Rent accounts for approximately 33% of the median monthly income, which exceeds the 30% affordability guideline. The average monthly rent is £910, while the median annual salary is £32,832 (approximately £2,736 per month before tax).
- How does Derry compare to London?
- The average house price in Derry is £186,200, compared to approximately £551,000 in London. Property in Derry costs around 34% of London prices, making it £364,800 cheaper on average. Rent is also more affordable, at £910 per month versus approximately £2,253 in London.
- Are house prices rising or falling in Derry?
- House prices in Derry are currently rising, with a 0.0% increase over the past year. The current average price of £186,200 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.
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