Cost of Living in Havering
London
Borough
Population: 262,000
Average House Price
£468.4k
+62% vs UK avg (£290k)
Median Salary
£44,595
+14% vs UK avg (£39,039)
Average Rent
£1,983/mo
+65% vs UK avg (£1,200)
Quick Facts
Council Tax£1,982Band D / yr
Energy£152/ mo
Water£35.00/ mo
Broadband£32.00/ mo
Bus Pass£85.50/ mo
House Prices in Havering
0.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01
Average price (all types)
£468,350
Detached£867,000
Semi-detached£552,500
Terraced£480,250
Flat / Apartment£374,000
House prices in Havering have increased by 0.0% over the past year.
Salaries in Havering
Annual Salary
Median and mean gross annual pay
Median£44,595
Mean£51,480
Median hourly rate£21.92/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£30,420
Upper quartile (75th)£61,650
vs UK National Median (£39,039)
+14.2%
£5,556 above national averageMonthly Cost of Living in Havering
Estimated Monthly Breakdown
What it costs to live in Havering each month, based on averages from ONS and open data sources.
| Category | Item | Monthly Cost |
|---|---|---|
| Housing | Rent(Average monthly rent) | £1,983 |
| Housing | Council Tax(Band D, paid over 12 months) | £165 |
| Utilities | Energy(Gas and electricity) | £152 |
| Utilities | Water | £35.00 |
| Utilities | Broadband | £32.00 |
| Transport | Transport(Monthly commute estimate) | £221 |
| Food | Groceries(Estimated monthly shop) | £324 |
| Leisure | Leisure(Gym, dining out, entertainment) | £180 |
| Estimated Total | £3,092 |
These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.
Transport Costs in Havering
Monthly Bus Pass
Standard adult monthly bus pass
£85.50
Fuel per Litre
Average petrol price per litre
£1.70
Monthly Commute
Estimated monthly commuting cost
£221
Compare Havering with Another Location
See how the cost of living in Havering stacks up against other UK cities and towns.
Or choose any two locations to compareFrequently Asked Questions About Living in Havering
- What is the average house price in Havering?
- The average house price in Havering is £468,350, based on HM Land Registry data for 2025-12-01. Detached homes average £867,000, while flats and apartments average £374,000. Prices have risen by 0.0% over the past year.
- What is the average salary in Havering?
- The median annual salary in Havering is £44,595, compared to the UK national median of £39,039. This is £5,556 above the national average, making it a higher-earning area. Salaries typically range from £30,420 (lower quartile) to £61,650 (upper quartile).
- How much does it cost to rent in Havering?
- Average monthly rent in Havering is £1,983 per month. Rents have decreased by +0.9% over the past year.
- Is Havering an affordable place to live?
- Havering is expensive relative to local earnings. Rent accounts for approximately 53% of the median monthly income, significantly above the 30% affordability threshold. The average monthly rent is £1,983, while the median annual salary is £44,595 (approximately £3,716 per month before tax).
- How does Havering compare to London?
- The average house price in Havering is £468,350, compared to approximately £551,000 in London. Property in Havering costs around 85% of London prices, making it £82,650 cheaper on average. Rent is also more affordable, at £1,983 per month versus approximately £2,253 in London.
- Are house prices rising or falling in Havering?
- House prices in Havering are currently rising, with a 0.0% increase over the past year. The current average price of £468,350 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.
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