Cost of Living in Spalding
East Midlands
Town
Lincolnshire, EnglandPopulation: 32,000
Average House Price
£207.4k
-28% vs UK avg (£290k)
Median Salary
£36,400
-7% vs UK avg (£39,039)
Average Rent
£818/mo
-32% vs UK avg (£1,200)
Quick Facts
Council Tax£2,117Band D / yr
Energy£145/ mo
Water£35.00/ mo
Broadband£32.00/ mo
Bus Pass£63.61/ mo
House Prices in Spalding
0.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01
Average price (all types)
£207,400
Detached£323,000
Semi-detached£199,750
Terraced£151,300
Flat / Apartment£114,750
House prices in Spalding have increased by 0.0% over the past year.
Salaries in Spalding
Annual Salary
Median and mean gross annual pay
Median£36,400
Mean£41,000
Median hourly rate£17.45/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£24,800
Upper quartile (75th)£48,000
vs UK National Median (£39,039)
-6.8%
£2,639 below national averageMonthly Cost of Living in Spalding
Estimated Monthly Breakdown
What it costs to live in Spalding each month, based on averages from ONS and open data sources.
| Category | Item | Monthly Cost |
|---|---|---|
| Housing | Rent(Average monthly rent) | £818 |
| Housing | Council Tax(Band D, paid over 12 months) | £176 |
| Utilities | Energy(Gas and electricity) | £145 |
| Utilities | Water | £35.00 |
| Utilities | Broadband | £32.00 |
| Transport | Transport(Monthly commute estimate) | £164 |
| Food | Groceries(Estimated monthly shop) | £256 |
| Leisure | Leisure(Gym, dining out, entertainment) | £134 |
| Estimated Total | £1,760 |
These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.
Transport Costs in Spalding
Monthly Bus Pass
Standard adult monthly bus pass
£63.61
Fuel per Litre
Average petrol price per litre
£1.26
Monthly Commute
Estimated monthly commuting cost
£164
Compare Spalding with Another Location
See how the cost of living in Spalding stacks up against other UK cities and towns.
Or choose any two locations to compareFrequently Asked Questions About Living in Spalding
- What is the average house price in Spalding?
- The average house price in Spalding is £207,400, based on HM Land Registry data for 2025-12-01. Detached homes average £323,000, while flats and apartments average £114,750. Prices have risen by 0.0% over the past year.
- What is the average salary in Spalding?
- The median annual salary in Spalding is £36,400, compared to the UK national median of £39,039. This is £2,639 below the national average. Salaries typically range from £24,800 (lower quartile) to £48,000 (upper quartile).
- How much does it cost to rent in Spalding?
- Average monthly rent in Spalding is £818 per month. Rents have increased by +5.5% over the past year.
- Is Spalding an affordable place to live?
- Spalding is reasonably affordable, with rent taking up around 27% of the median monthly income. This is close to, but within, the 30% affordability threshold. The average monthly rent is £818, while the median annual salary is £36,400 (approximately £3,033 per month before tax).
- How does Spalding compare to London?
- The average house price in Spalding is £207,400, compared to approximately £551,000 in London. Property in Spalding costs around 38% of London prices, making it £343,600 cheaper on average. Rent is also more affordable, at £818 per month versus approximately £2,253 in London.
- Are house prices rising or falling in Spalding?
- House prices in Spalding are currently rising, with a 0.0% increase over the past year. The current average price of £207,400 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.
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