Cost of Living in St Albans
East of England
City
Hertfordshire, EnglandPopulation: 90,000
Average House Price
£317.7k
+10% vs UK avg (£290k)
Median Salary
£39,283
+1% vs UK avg (£39,039)
Average Rent
£1,395/mo
+16% vs UK avg (£1,200)
Quick Facts
Council Tax£2,124Band D / yr
Energy£147/ mo
Water£35.00/ mo
Broadband£41.00/ mo
Bus Pass£78.62/ mo
House Prices in St Albans
+4.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01
Average price (all types)
£317,720
Detached£474,700
Semi-detached£314,900
Terraced£263,200
Flat / Apartment£188,000
House prices in St Albans have increased by +4.0% over the past year.
Salaries in St Albans
Annual Salary
Median and mean gross annual pay
Median£39,283
Mean£44,649
Median hourly rate£18.96/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£26,928
Upper quartile (75th)£52,965
vs UK National Median (£39,039)
+0.6%
£244 above national averageMonthly Cost of Living in St Albans
Estimated Monthly Breakdown
What it costs to live in St Albans each month, based on averages from ONS and open data sources.
| Category | Item | Monthly Cost |
|---|---|---|
| Housing | Rent(Average monthly rent) | £1,395 |
| Housing | Council Tax(Band D, paid over 12 months) | £177 |
| Utilities | Energy(Gas and electricity) | £147 |
| Utilities | Water | £35.00 |
| Utilities | Broadband | £41.00 |
| Transport | Transport(Monthly commute estimate) | £203 |
| Food | Groceries(Estimated monthly shop) | £286 |
| Leisure | Leisure(Gym, dining out, entertainment) | £165 |
| Estimated Total | £2,449 |
These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.
Transport Costs in St Albans
Monthly Bus Pass
Standard adult monthly bus pass
£78.62
Fuel per Litre
Average petrol price per litre
£1.56
Monthly Commute
Estimated monthly commuting cost
£203
Compare St Albans with Another Location
See how the cost of living in St Albans stacks up against other UK cities and towns.
Or choose any two locations to compareFrequently Asked Questions About Living in St Albans
- What is the average house price in St Albans?
- The average house price in St Albans is £317,720, based on HM Land Registry data for 2025-12-01. Detached homes average £474,700, while flats and apartments average £188,000. Prices have risen by +4.0% over the past year.
- What is the average salary in St Albans?
- The median annual salary in St Albans is £39,283, compared to the UK national median of £39,039. This is £244 above the national average, making it a higher-earning area. Salaries typically range from £26,928 (lower quartile) to £52,965 (upper quartile).
- How much does it cost to rent in St Albans?
- Average monthly rent in St Albans is £1,395 per month. Rents have increased by +3.8% over the past year.
- Is St Albans an affordable place to live?
- St Albans is expensive relative to local earnings. Rent accounts for approximately 43% of the median monthly income, significantly above the 30% affordability threshold. The average monthly rent is £1,395, while the median annual salary is £39,283 (approximately £3,274 per month before tax).
- How does St Albans compare to London?
- The average house price in St Albans is £317,720, compared to approximately £551,000 in London. Property in St Albans costs around 58% of London prices, making it £233,280 cheaper on average. Rent is also more affordable, at £1,395 per month versus approximately £2,253 in London.
- Are house prices rising or falling in St Albans?
- House prices in St Albans are currently rising, with a +4.0% increase over the past year. The current average price of £317,720 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.
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