Cost of Living in Cumbernauld
Scotland
Town
North Lanarkshire, ScotlandPopulation: 52,000
Average House Price
£162.3k
-44% vs UK avg (£290k)
Median Salary
£40,500
+4% vs UK avg (£39,039)
Average Rent
£1,082/mo
-10% vs UK avg (£1,200)
Quick Facts
Council Tax£1,564Band D / yr
Energy£153/ mo
Water£35.00/ mo
Broadband£32.00/ mo
Bus Pass£66.35/ mo
House Prices in Cumbernauld
0.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01
Average price (all types)
£162,350
Detached£263,500
Semi-detached£161,500
Terraced£131,750
Flat / Apartment£97,750
House prices in Cumbernauld have increased by 0.0% over the past year.
Salaries in Cumbernauld
Annual Salary
Median and mean gross annual pay
Median£40,500
Mean£45,500
Median hourly rate£19.50/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£27,700
Upper quartile (75th)£53,500
vs UK National Median (£39,039)
+3.7%
£1,461 above national averageMonthly Cost of Living in Cumbernauld
Estimated Monthly Breakdown
What it costs to live in Cumbernauld each month, based on averages from ONS and open data sources.
| Category | Item | Monthly Cost |
|---|---|---|
| Housing | Rent(Average monthly rent) | £1,082 |
| Housing | Council Tax(Band D, paid over 12 months) | £130 |
| Utilities | Energy(Gas and electricity) | £153 |
| Utilities | Water | £35.00 |
| Utilities | Broadband | £32.00 |
| Transport | Transport(Monthly commute estimate) | £171 |
| Food | Groceries(Estimated monthly shop) | £257 |
| Leisure | Leisure(Gym, dining out, entertainment) | £139 |
| Estimated Total | £1,999 |
These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.
Transport Costs in Cumbernauld
Monthly Bus Pass
Standard adult monthly bus pass
£66.35
Fuel per Litre
Average petrol price per litre
£1.32
Monthly Commute
Estimated monthly commuting cost
£171
Compare Cumbernauld with Another Location
See how the cost of living in Cumbernauld stacks up against other UK cities and towns.
Or choose any two locations to compareFrequently Asked Questions About Living in Cumbernauld
- What is the average house price in Cumbernauld?
- The average house price in Cumbernauld is £162,350, based on HM Land Registry data for 2025-12-01. Detached homes average £263,500, while flats and apartments average £97,750. Prices have risen by 0.0% over the past year.
- What is the average salary in Cumbernauld?
- The median annual salary in Cumbernauld is £40,500, compared to the UK national median of £39,039. This is £1,461 above the national average, making it a higher-earning area. Salaries typically range from £27,700 (lower quartile) to £53,500 (upper quartile).
- How much does it cost to rent in Cumbernauld?
- Average monthly rent in Cumbernauld is £1,082 per month. Rents have increased by +2.6% over the past year.
- Is Cumbernauld an affordable place to live?
- Cumbernauld can be a stretch for those on median earnings. Rent accounts for approximately 32% of the median monthly income, which exceeds the 30% affordability guideline. The average monthly rent is £1,082, while the median annual salary is £40,500 (approximately £3,375 per month before tax).
- How does Cumbernauld compare to London?
- The average house price in Cumbernauld is £162,350, compared to approximately £551,000 in London. Property in Cumbernauld costs around 29% of London prices, making it £388,650 cheaper on average. Rent is also more affordable, at £1,082 per month versus approximately £2,253 in London.
- Are house prices rising or falling in Cumbernauld?
- House prices in Cumbernauld are currently rising, with a 0.0% increase over the past year. The current average price of £162,350 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.
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