Cost of Living in Stirling

Scotland
City

Population: 37,000

Average House Price

£181.4k

-37% vs UK avg (£290k)

Median Salary

£36,450

-7% vs UK avg (£39,039)

Average Rent

£1,062/mo

-12% vs UK avg (£1,200)

Quick Facts

Council Tax£1,410Band D / yr
Energy£145/ mo
Water£34.00/ mo
Broadband£32.00/ mo
Bus Pass£66.35/ mo

House Prices in Stirling

0.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01

Average price (all types)

£181,450

Detached£294,500
Semi-detached£180,500
Terraced£147,250
Flat / Apartment£109,250

House prices in Stirling have increased by 0.0% over the past year.

Salaries in Stirling

Annual Salary
Median and mean gross annual pay
Median£36,450
Mean£40,950
Median hourly rate£17.55/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£24,930
Upper quartile (75th)£48,150

vs UK National Median (£39,039)

-6.6%
£2,589 below national average

Monthly Cost of Living in Stirling

Estimated Monthly Breakdown
What it costs to live in Stirling each month, based on averages from ONS and open data sources.
CategoryItemMonthly Cost
HousingRent(Average monthly rent)£1,062
HousingCouncil Tax(Band D, paid over 12 months)£118
UtilitiesEnergy(Gas and electricity)£145
UtilitiesWater£34.00
UtilitiesBroadband£32.00
TransportTransport(Monthly commute estimate)£171
FoodGroceries(Estimated monthly shop)£251
LeisureLeisure(Gym, dining out, entertainment)£139
Estimated Total£1,953

These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.

Transport Costs in Stirling

Monthly Bus Pass
Standard adult monthly bus pass

£66.35

Fuel per Litre
Average petrol price per litre

£1.32

Monthly Commute
Estimated monthly commuting cost

£171

Compare Stirling with Another Location

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Frequently Asked Questions About Living in Stirling

What is the average house price in Stirling?
The average house price in Stirling is £181,450, based on HM Land Registry data for 2025-12-01. Detached homes average £294,500, while flats and apartments average £109,250. Prices have risen by 0.0% over the past year.
What is the average salary in Stirling?
The median annual salary in Stirling is £36,450, compared to the UK national median of £39,039. This is £2,589 below the national average. Salaries typically range from £24,930 (lower quartile) to £48,150 (upper quartile).
How much does it cost to rent in Stirling?
Average monthly rent in Stirling is £1,062 per month. Rents have increased by +0.6% over the past year.
Is Stirling an affordable place to live?
Stirling can be a stretch for those on median earnings. Rent accounts for approximately 35% of the median monthly income, which exceeds the 30% affordability guideline. The average monthly rent is £1,062, while the median annual salary is £36,450 (approximately £3,038 per month before tax).
How does Stirling compare to London?
The average house price in Stirling is £181,450, compared to approximately £551,000 in London. Property in Stirling costs around 33% of London prices, making it £369,550 cheaper on average. Rent is also more affordable, at £1,062 per month versus approximately £2,253 in London.
Are house prices rising or falling in Stirling?
House prices in Stirling are currently rising, with a 0.0% increase over the past year. The current average price of £181,450 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.

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