Cost of Living in Hertford

East of England
Town
Hertfordshire, England

Population: 27,000

Average House Price

£307.6k

+6% vs UK avg (£290k)

Median Salary

£38,093

-2% vs UK avg (£39,039)

Average Rent

£1,203/mo

+0% vs UK avg (£1,200)

Quick Facts

Council Tax£2,146Band D / yr
Energy£148/ mo
Water£35.00/ mo
Broadband£38.00/ mo
Bus Pass£76.36/ mo

House Prices in Hertford

+1.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01

Average price (all types)

£307,580

Detached£459,550
Semi-detached£304,850
Terraced£254,800
Flat / Apartment£182,000

House prices in Hertford have increased by +1.0% over the past year.

Salaries in Hertford

Annual Salary
Median and mean gross annual pay
Median£38,093
Mean£43,296
Median hourly rate£18.38/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£26,112
Upper quartile (75th)£51,360

vs UK National Median (£39,039)

-2.4%
£946 below national average

Monthly Cost of Living in Hertford

Estimated Monthly Breakdown
What it costs to live in Hertford each month, based on averages from ONS and open data sources.
CategoryItemMonthly Cost
HousingRent(Average monthly rent)£1,203
HousingCouncil Tax(Band D, paid over 12 months)£179
UtilitiesEnergy(Gas and electricity)£148
UtilitiesWater£35.00
UtilitiesBroadband£38.00
TransportTransport(Monthly commute estimate)£197
FoodGroceries(Estimated monthly shop)£289
LeisureLeisure(Gym, dining out, entertainment)£161
Estimated Total£2,250

These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.

Transport Costs in Hertford

Monthly Bus Pass
Standard adult monthly bus pass

£76.36

Fuel per Litre
Average petrol price per litre

£1.52

Monthly Commute
Estimated monthly commuting cost

£197

Compare Hertford with Another Location

See how the cost of living in Hertford stacks up against other UK cities and towns.

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Frequently Asked Questions About Living in Hertford

What is the average house price in Hertford?
The average house price in Hertford is £307,580, based on HM Land Registry data for 2025-12-01. Detached homes average £459,550, while flats and apartments average £182,000. Prices have risen by +1.0% over the past year.
What is the average salary in Hertford?
The median annual salary in Hertford is £38,093, compared to the UK national median of £39,039. This is £946 below the national average. Salaries typically range from £26,112 (lower quartile) to £51,360 (upper quartile).
How much does it cost to rent in Hertford?
Average monthly rent in Hertford is £1,203 per month. Rents have increased by +4.8% over the past year.
Is Hertford an affordable place to live?
Hertford can be a stretch for those on median earnings. Rent accounts for approximately 38% of the median monthly income, which exceeds the 30% affordability guideline. The average monthly rent is £1,203, while the median annual salary is £38,093 (approximately £3,174 per month before tax).
How does Hertford compare to London?
The average house price in Hertford is £307,580, compared to approximately £551,000 in London. Property in Hertford costs around 56% of London prices, making it £243,420 cheaper on average. Rent is also more affordable, at £1,203 per month versus approximately £2,253 in London.
Are house prices rising or falling in Hertford?
House prices in Hertford are currently rising, with a +1.0% increase over the past year. The current average price of £307,580 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.