Cost of Living in Harlow
East of England
Town
Essex, EnglandPopulation: 87,000
Average House Price
£365.0k
+26% vs UK avg (£290k)
Median Salary
£40,870
+5% vs UK avg (£39,039)
Average Rent
£1,190/mo
-1% vs UK avg (£1,200)
Quick Facts
Council Tax£2,124Band D / yr
Energy£147/ mo
Water£35.00/ mo
Broadband£35.00/ mo
Bus Pass£74.09/ mo
House Prices in Harlow
+3.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01
Average price (all types)
£365,040
Detached£545,400
Semi-detached£361,800
Terraced£302,400
Flat / Apartment£216,000
House prices in Harlow have increased by +3.0% over the past year.
Salaries in Harlow
Annual Salary
Median and mean gross annual pay
Median£40,870
Mean£46,453
Median hourly rate£19.72/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£28,016
Upper quartile (75th)£55,105
vs UK National Median (£39,039)
+4.7%
£1,831 above national averageMonthly Cost of Living in Harlow
Estimated Monthly Breakdown
What it costs to live in Harlow each month, based on averages from ONS and open data sources.
| Category | Item | Monthly Cost |
|---|---|---|
| Housing | Rent(Average monthly rent) | £1,190 |
| Housing | Council Tax(Band D, paid over 12 months) | £177 |
| Utilities | Energy(Gas and electricity) | £147 |
| Utilities | Water | £35.00 |
| Utilities | Broadband | £35.00 |
| Transport | Transport(Monthly commute estimate) | £191 |
| Food | Groceries(Estimated monthly shop) | £286 |
| Leisure | Leisure(Gym, dining out, entertainment) | £156 |
| Estimated Total | £2,218 |
These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.
Transport Costs in Harlow
Monthly Bus Pass
Standard adult monthly bus pass
£74.09
Fuel per Litre
Average petrol price per litre
£1.47
Monthly Commute
Estimated monthly commuting cost
£191
Compare Harlow with Another Location
See how the cost of living in Harlow stacks up against other UK cities and towns.
Or choose any two locations to compareFrequently Asked Questions About Living in Harlow
- What is the average house price in Harlow?
- The average house price in Harlow is £365,040, based on HM Land Registry data for 2025-12-01. Detached homes average £545,400, while flats and apartments average £216,000. Prices have risen by +3.0% over the past year.
- What is the average salary in Harlow?
- The median annual salary in Harlow is £40,870, compared to the UK national median of £39,039. This is £1,831 above the national average, making it a higher-earning area. Salaries typically range from £28,016 (lower quartile) to £55,105 (upper quartile).
- How much does it cost to rent in Harlow?
- Average monthly rent in Harlow is £1,190 per month. Rents have increased by +3.8% over the past year.
- Is Harlow an affordable place to live?
- Harlow can be a stretch for those on median earnings. Rent accounts for approximately 35% of the median monthly income, which exceeds the 30% affordability guideline. The average monthly rent is £1,190, while the median annual salary is £40,870 (approximately £3,406 per month before tax).
- How does Harlow compare to London?
- The average house price in Harlow is £365,040, compared to approximately £551,000 in London. Property in Harlow costs around 66% of London prices, making it £185,960 cheaper on average. Rent is also more affordable, at £1,190 per month versus approximately £2,253 in London.
- Are house prices rising or falling in Harlow?
- House prices in Harlow are currently rising, with a +3.0% increase over the past year. The current average price of £365,040 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.
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