Cost of Living in Kirkcaldy
Scotland
Town
Fife, ScotlandPopulation: 50,000
Average House Price
£166.2k
-43% vs UK avg (£290k)
Median Salary
£41,310
+6% vs UK avg (£39,039)
Average Rent
£1,103/mo
-8% vs UK avg (£1,200)
Quick Facts
Council Tax£1,472Band D / yr
Energy£148/ mo
Water£35.00/ mo
Broadband£34.00/ mo
Bus Pass£67.74/ mo
House Prices in Kirkcaldy
+2.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01
Average price (all types)
£166,170
Detached£269,700
Semi-detached£165,300
Terraced£134,850
Flat / Apartment£100,050
House prices in Kirkcaldy have increased by +2.0% over the past year.
Salaries in Kirkcaldy
Annual Salary
Median and mean gross annual pay
Median£41,310
Mean£46,410
Median hourly rate£19.89/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£28,254
Upper quartile (75th)£54,570
vs UK National Median (£39,039)
+5.8%
£2,271 above national averageMonthly Cost of Living in Kirkcaldy
Estimated Monthly Breakdown
What it costs to live in Kirkcaldy each month, based on averages from ONS and open data sources.
| Category | Item | Monthly Cost |
|---|---|---|
| Housing | Rent(Average monthly rent) | £1,103 |
| Housing | Council Tax(Band D, paid over 12 months) | £123 |
| Utilities | Energy(Gas and electricity) | £148 |
| Utilities | Water | £35.00 |
| Utilities | Broadband | £34.00 |
| Transport | Transport(Monthly commute estimate) | £175 |
| Food | Groceries(Estimated monthly shop) | £262 |
| Leisure | Leisure(Gym, dining out, entertainment) | £142 |
| Estimated Total | £2,022 |
These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.
Transport Costs in Kirkcaldy
Monthly Bus Pass
Standard adult monthly bus pass
£67.74
Fuel per Litre
Average petrol price per litre
£1.35
Monthly Commute
Estimated monthly commuting cost
£175
Compare Kirkcaldy with Another Location
See how the cost of living in Kirkcaldy stacks up against other UK cities and towns.
Or choose any two locations to compareFrequently Asked Questions About Living in Kirkcaldy
- What is the average house price in Kirkcaldy?
- The average house price in Kirkcaldy is £166,170, based on HM Land Registry data for 2025-12-01. Detached homes average £269,700, while flats and apartments average £100,050. Prices have risen by +2.0% over the past year.
- What is the average salary in Kirkcaldy?
- The median annual salary in Kirkcaldy is £41,310, compared to the UK national median of £39,039. This is £2,271 above the national average, making it a higher-earning area. Salaries typically range from £28,254 (lower quartile) to £54,570 (upper quartile).
- How much does it cost to rent in Kirkcaldy?
- Average monthly rent in Kirkcaldy is £1,103 per month. Rents have increased by +0.6% over the past year.
- Is Kirkcaldy an affordable place to live?
- Kirkcaldy can be a stretch for those on median earnings. Rent accounts for approximately 32% of the median monthly income, which exceeds the 30% affordability guideline. The average monthly rent is £1,103, while the median annual salary is £41,310 (approximately £3,443 per month before tax).
- How does Kirkcaldy compare to London?
- The average house price in Kirkcaldy is £166,170, compared to approximately £551,000 in London. Property in Kirkcaldy costs around 30% of London prices, making it £384,830 cheaper on average. Rent is also more affordable, at £1,103 per month versus approximately £2,253 in London.
- Are house prices rising or falling in Kirkcaldy?
- House prices in Kirkcaldy are currently rising, with a +2.0% increase over the past year. The current average price of £166,170 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.
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