Cost of Living in Oxford

South East
City
Oxfordshire, England

Population: 152,000

Average House Price

£390.4k

+35% vs UK avg (£290k)

Median Salary

£40,454

+4% vs UK avg (£39,039)

Average Rent

£1,350/mo

+13% vs UK avg (£1,200)

Quick Facts

Council Tax£2,319Band D / yr
Energy£151/ mo
Water£35.00/ mo
Broadband£40.00/ mo
Bus Pass£81.58/ mo

House Prices in Oxford

+3.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01

Average price (all types)

£390,370

Detached£607,700
Semi-detached£386,250
Terraced£324,450
Flat / Apartment£242,050

House prices in Oxford have increased by +3.0% over the past year.

Salaries in Oxford

Annual Salary
Median and mean gross annual pay
Median£40,454
Mean£45,864
Median hourly rate£19.45/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£27,636
Upper quartile (75th)£54,390

vs UK National Median (£39,039)

+3.6%
£1,415 above national average

Monthly Cost of Living in Oxford

Estimated Monthly Breakdown
What it costs to live in Oxford each month, based on averages from ONS and open data sources.
CategoryItemMonthly Cost
HousingRent(Average monthly rent)£1,350
HousingCouncil Tax(Band D, paid over 12 months)£193
UtilitiesEnergy(Gas and electricity)£151
UtilitiesWater£35.00
UtilitiesBroadband£40.00
TransportTransport(Monthly commute estimate)£211
FoodGroceries(Estimated monthly shop)£297
LeisureLeisure(Gym, dining out, entertainment)£172
Estimated Total£2,449

These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.

Transport Costs in Oxford

Monthly Bus Pass
Standard adult monthly bus pass

£81.58

Fuel per Litre
Average petrol price per litre

£1.62

Monthly Commute
Estimated monthly commuting cost

£211

Compare Oxford with Another Location

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Frequently Asked Questions About Living in Oxford

What is the average house price in Oxford?
The average house price in Oxford is £390,370, based on HM Land Registry data for 2025-12-01. Detached homes average £607,700, while flats and apartments average £242,050. Prices have risen by +3.0% over the past year.
What is the average salary in Oxford?
The median annual salary in Oxford is £40,454, compared to the UK national median of £39,039. This is £1,415 above the national average, making it a higher-earning area. Salaries typically range from £27,636 (lower quartile) to £54,390 (upper quartile).
How much does it cost to rent in Oxford?
Average monthly rent in Oxford is £1,350 per month. Rents have increased by +2.5% over the past year.
Is Oxford an affordable place to live?
Oxford is expensive relative to local earnings. Rent accounts for approximately 40% of the median monthly income, significantly above the 30% affordability threshold. The average monthly rent is £1,350, while the median annual salary is £40,454 (approximately £3,371 per month before tax).
How does Oxford compare to London?
The average house price in Oxford is £390,370, compared to approximately £551,000 in London. Property in Oxford costs around 71% of London prices, making it £160,630 cheaper on average. Rent is also more affordable, at £1,350 per month versus approximately £2,253 in London.
Are house prices rising or falling in Oxford?
House prices in Oxford are currently rising, with a +3.0% increase over the past year. The current average price of £390,370 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.