Cost of Living in Banbury

South East
Town
Oxfordshire, England

Population: 49,000

Average House Price

£325.9k

+12% vs UK avg (£290k)

Median Salary

£41,693

+7% vs UK avg (£39,039)

Average Rent

£1,283/mo

+7% vs UK avg (£1,200)

Quick Facts

Council Tax£2,208Band D / yr
Energy£147/ mo
Water£35.00/ mo
Broadband£33.00/ mo
Bus Pass£76.03/ mo

House Prices in Banbury

+1.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01

Average price (all types)

£325,940

Detached£507,400
Semi-detached£322,500
Terraced£270,900
Flat / Apartment£202,100

House prices in Banbury have increased by +1.0% over the past year.

Salaries in Banbury

Annual Salary
Median and mean gross annual pay
Median£41,693
Mean£47,268
Median hourly rate£20.05/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£28,482
Upper quartile (75th)£56,055

vs UK National Median (£39,039)

+6.8%
£2,654 above national average

Monthly Cost of Living in Banbury

Estimated Monthly Breakdown
What it costs to live in Banbury each month, based on averages from ONS and open data sources.
CategoryItemMonthly Cost
HousingRent(Average monthly rent)£1,283
HousingCouncil Tax(Band D, paid over 12 months)£184
UtilitiesEnergy(Gas and electricity)£147
UtilitiesWater£35.00
UtilitiesBroadband£33.00
TransportTransport(Monthly commute estimate)£196
FoodGroceries(Estimated monthly shop)£306
LeisureLeisure(Gym, dining out, entertainment)£160
Estimated Total£2,344

These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.

Transport Costs in Banbury

Monthly Bus Pass
Standard adult monthly bus pass

£76.03

Fuel per Litre
Average petrol price per litre

£1.51

Monthly Commute
Estimated monthly commuting cost

£196

Compare Banbury with Another Location

See how the cost of living in Banbury stacks up against other UK cities and towns.

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Frequently Asked Questions About Living in Banbury

What is the average house price in Banbury?
The average house price in Banbury is £325,940, based on HM Land Registry data for 2025-12-01. Detached homes average £507,400, while flats and apartments average £202,100. Prices have risen by +1.0% over the past year.
What is the average salary in Banbury?
The median annual salary in Banbury is £41,693, compared to the UK national median of £39,039. This is £2,654 above the national average, making it a higher-earning area. Salaries typically range from £28,482 (lower quartile) to £56,055 (upper quartile).
How much does it cost to rent in Banbury?
Average monthly rent in Banbury is £1,283 per month. Rents have increased by +5.5% over the past year.
Is Banbury an affordable place to live?
Banbury can be a stretch for those on median earnings. Rent accounts for approximately 37% of the median monthly income, which exceeds the 30% affordability guideline. The average monthly rent is £1,283, while the median annual salary is £41,693 (approximately £3,474 per month before tax).
How does Banbury compare to London?
The average house price in Banbury is £325,940, compared to approximately £551,000 in London. Property in Banbury costs around 59% of London prices, making it £225,060 cheaper on average. Rent is also more affordable, at £1,283 per month versus approximately £2,253 in London.
Are house prices rising or falling in Banbury?
House prices in Banbury are currently rising, with a +1.0% increase over the past year. The current average price of £325,940 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.