Cost of Living in Rugby
West Midlands
Town
Warwickshire, EnglandPopulation: 72,000
Average House Price
£241.1k
-17% vs UK avg (£290k)
Median Salary
£35,052
-10% vs UK avg (£39,039)
Average Rent
£984/mo
-18% vs UK avg (£1,200)
Quick Facts
Council Tax£2,153Band D / yr
Energy£146/ mo
Water£35.00/ mo
Broadband£35.00/ mo
Bus Pass£67.03/ mo
House Prices in Rugby
+3.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01
Average price (all types)
£241,080
Detached£396,900
Semi-detached£240,100
Terraced£181,300
Flat / Apartment£142,100
House prices in Rugby have increased by +3.0% over the past year.
Salaries in Rugby
Annual Salary
Median and mean gross annual pay
Median£35,052
Mean£39,339
Median hourly rate£16.69/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£23,808
Upper quartile (75th)£46,035
vs UK National Median (£39,039)
-10.2%
£3,987 below national averageMonthly Cost of Living in Rugby
Estimated Monthly Breakdown
What it costs to live in Rugby each month, based on averages from ONS and open data sources.
| Category | Item | Monthly Cost |
|---|---|---|
| Housing | Rent(Average monthly rent) | £984 |
| Housing | Council Tax(Band D, paid over 12 months) | £179 |
| Utilities | Energy(Gas and electricity) | £146 |
| Utilities | Water | £35.00 |
| Utilities | Broadband | £35.00 |
| Transport | Transport(Monthly commute estimate) | £173 |
| Food | Groceries(Estimated monthly shop) | £254 |
| Leisure | Leisure(Gym, dining out, entertainment) | £141 |
| Estimated Total | £1,947 |
These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.
Transport Costs in Rugby
Monthly Bus Pass
Standard adult monthly bus pass
£67.03
Fuel per Litre
Average petrol price per litre
£1.33
Monthly Commute
Estimated monthly commuting cost
£173
Compare Rugby with Another Location
See how the cost of living in Rugby stacks up against other UK cities and towns.
Or choose any two locations to compareFrequently Asked Questions About Living in Rugby
- What is the average house price in Rugby?
- The average house price in Rugby is £241,080, based on HM Land Registry data for 2025-12-01. Detached homes average £396,900, while flats and apartments average £142,100. Prices have risen by +3.0% over the past year.
- What is the average salary in Rugby?
- The median annual salary in Rugby is £35,052, compared to the UK national median of £39,039. This is £3,987 below the national average. Salaries typically range from £23,808 (lower quartile) to £46,035 (upper quartile).
- How much does it cost to rent in Rugby?
- Average monthly rent in Rugby is £984 per month. Rents have increased by +6.8% over the past year.
- Is Rugby an affordable place to live?
- Rugby can be a stretch for those on median earnings. Rent accounts for approximately 34% of the median monthly income, which exceeds the 30% affordability guideline. The average monthly rent is £984, while the median annual salary is £35,052 (approximately £2,921 per month before tax).
- How does Rugby compare to London?
- The average house price in Rugby is £241,080, compared to approximately £551,000 in London. Property in Rugby costs around 44% of London prices, making it £309,920 cheaper on average. Rent is also more affordable, at £984 per month versus approximately £2,253 in London.
- Are house prices rising or falling in Rugby?
- House prices in Rugby are currently rising, with a +3.0% increase over the past year. The current average price of £241,080 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.
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