Cost of Living in Sefton
North West
Town
Merseyside, EnglandPopulation: 276,000
Average House Price
£230.0k
-21% vs UK avg (£290k)
Median Salary
£34,516
-12% vs UK avg (£39,039)
Average Rent
£873/mo
-27% vs UK avg (£1,200)
Quick Facts
Council Tax£1,916Band D / yr
Energy£142/ mo
Water£34.00/ mo
Broadband£33.00/ mo
Bus Pass£65.66/ mo
House Prices in Sefton
+1.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01
Average price (all types)
£230,020
Detached£402,800
Semi-detached£231,080
Terraced£164,300
Flat / Apartment£148,400
House prices in Sefton have increased by +1.0% over the past year.
Salaries in Sefton
Annual Salary
Median and mean gross annual pay
Median£34,516
Mean£38,857
Median hourly rate£16.47/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£23,569
Upper quartile (75th)£45,500
vs UK National Median (£39,039)
-11.6%
£4,523 below national averageMonthly Cost of Living in Sefton
Estimated Monthly Breakdown
What it costs to live in Sefton each month, based on averages from ONS and open data sources.
| Category | Item | Monthly Cost |
|---|---|---|
| Housing | Rent(Average monthly rent) | £873 |
| Housing | Council Tax(Band D, paid over 12 months) | £160 |
| Utilities | Energy(Gas and electricity) | £142 |
| Utilities | Water | £34.00 |
| Utilities | Broadband | £33.00 |
| Transport | Transport(Monthly commute estimate) | £170 |
| Food | Groceries(Estimated monthly shop) | £249 |
| Leisure | Leisure(Gym, dining out, entertainment) | £138 |
| Estimated Total | £1,798 |
These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.
Transport Costs in Sefton
Monthly Bus Pass
Standard adult monthly bus pass
£65.66
Fuel per Litre
Average petrol price per litre
£1.30
Monthly Commute
Estimated monthly commuting cost
£170
Compare Sefton with Another Location
See how the cost of living in Sefton stacks up against other UK cities and towns.
Or choose any two locations to compareFrequently Asked Questions About Living in Sefton
- What is the average house price in Sefton?
- The average house price in Sefton is £230,020, based on HM Land Registry data for 2025-12-01. Detached homes average £402,800, while flats and apartments average £148,400. Prices have risen by +1.0% over the past year.
- What is the average salary in Sefton?
- The median annual salary in Sefton is £34,516, compared to the UK national median of £39,039. This is £4,523 below the national average. Salaries typically range from £23,569 (lower quartile) to £45,500 (upper quartile).
- How much does it cost to rent in Sefton?
- Average monthly rent in Sefton is £873 per month. Rents have increased by +5.2% over the past year.
- Is Sefton an affordable place to live?
- Sefton can be a stretch for those on median earnings. Rent accounts for approximately 30% of the median monthly income, which exceeds the 30% affordability guideline. The average monthly rent is £873, while the median annual salary is £34,516 (approximately £2,876 per month before tax).
- How does Sefton compare to London?
- The average house price in Sefton is £230,020, compared to approximately £551,000 in London. Property in Sefton costs around 42% of London prices, making it £320,980 cheaper on average. Rent is also more affordable, at £873 per month versus approximately £2,253 in London.
- Are house prices rising or falling in Sefton?
- House prices in Sefton are currently rising, with a +1.0% increase over the past year. The current average price of £230,020 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.
Nearby Locations
Explore the cost of living in other nearby areas.