Cost of Living in Wirral
North West
Town
Merseyside, EnglandPopulation: 323,000
Average House Price
£225.7k
-22% vs UK avg (£290k)
Median Salary
£41,344
+6% vs UK avg (£39,039)
Average Rent
£963/mo
-20% vs UK avg (£1,200)
Quick Facts
Council Tax£1,957Band D / yr
Energy£143/ mo
Water£34.00/ mo
Broadband£41.00/ mo
Bus Pass£71.14/ mo
House Prices in Wirral
+4.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01
Average price (all types)
£225,680
Detached£395,200
Semi-detached£226,720
Terraced£161,200
Flat / Apartment£145,600
House prices in Wirral have increased by +4.0% over the past year.
Salaries in Wirral
Annual Salary
Median and mean gross annual pay
Median£41,344
Mean£46,543
Median hourly rate£19.73/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£28,231
Upper quartile (75th)£54,500
vs UK National Median (£39,039)
+5.9%
£2,305 above national averageMonthly Cost of Living in Wirral
Estimated Monthly Breakdown
What it costs to live in Wirral each month, based on averages from ONS and open data sources.
| Category | Item | Monthly Cost |
|---|---|---|
| Housing | Rent(Average monthly rent) | £963 |
| Housing | Council Tax(Band D, paid over 12 months) | £163 |
| Utilities | Energy(Gas and electricity) | £143 |
| Utilities | Water | £34.00 |
| Utilities | Broadband | £41.00 |
| Transport | Transport(Monthly commute estimate) | £184 |
| Food | Groceries(Estimated monthly shop) | £254 |
| Leisure | Leisure(Gym, dining out, entertainment) | £150 |
| Estimated Total | £1,932 |
These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.
Transport Costs in Wirral
Monthly Bus Pass
Standard adult monthly bus pass
£71.14
Fuel per Litre
Average petrol price per litre
£1.41
Monthly Commute
Estimated monthly commuting cost
£184
Compare Wirral with Another Location
See how the cost of living in Wirral stacks up against other UK cities and towns.
Or choose any two locations to compareFrequently Asked Questions About Living in Wirral
- What is the average house price in Wirral?
- The average house price in Wirral is £225,680, based on HM Land Registry data for 2025-12-01. Detached homes average £395,200, while flats and apartments average £145,600. Prices have risen by +4.0% over the past year.
- What is the average salary in Wirral?
- The median annual salary in Wirral is £41,344, compared to the UK national median of £39,039. This is £2,305 above the national average, making it a higher-earning area. Salaries typically range from £28,231 (lower quartile) to £54,500 (upper quartile).
- How much does it cost to rent in Wirral?
- Average monthly rent in Wirral is £963 per month. Rents have increased by +7.2% over the past year.
- Is Wirral an affordable place to live?
- Wirral is reasonably affordable, with rent taking up around 28% of the median monthly income. This is close to, but within, the 30% affordability threshold. The average monthly rent is £963, while the median annual salary is £41,344 (approximately £3,445 per month before tax).
- How does Wirral compare to London?
- The average house price in Wirral is £225,680, compared to approximately £551,000 in London. Property in Wirral costs around 41% of London prices, making it £325,320 cheaper on average. Rent is also more affordable, at £963 per month versus approximately £2,253 in London.
- Are house prices rising or falling in Wirral?
- House prices in Wirral are currently rising, with a +4.0% increase over the past year. The current average price of £225,680 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.
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