Cost of Living in Chesterfield
East Midlands
Town
Derbyshire, EnglandPopulation: 104,000
Average House Price
£270.8k
-7% vs UK avg (£290k)
Median Salary
£38,584
-1% vs UK avg (£39,039)
Average Rent
£940/mo
-22% vs UK avg (£1,200)
Quick Facts
Council Tax£2,246Band D / yr
Energy£149/ mo
Water£35.00/ mo
Broadband£38.00/ mo
Bus Pass£67.63/ mo
House Prices in Chesterfield
+1.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01
Average price (all types)
£270,840
Detached£421,800
Semi-detached£260,850
Terraced£197,580
Flat / Apartment£149,850
House prices in Chesterfield have increased by +1.0% over the past year.
Salaries in Chesterfield
Annual Salary
Median and mean gross annual pay
Median£38,584
Mean£43,460
Median hourly rate£18.50/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£26,288
Upper quartile (75th)£50,880
vs UK National Median (£39,039)
-1.2%
£455 below national averageMonthly Cost of Living in Chesterfield
Estimated Monthly Breakdown
What it costs to live in Chesterfield each month, based on averages from ONS and open data sources.
| Category | Item | Monthly Cost |
|---|---|---|
| Housing | Rent(Average monthly rent) | £940 |
| Housing | Council Tax(Band D, paid over 12 months) | £187 |
| Utilities | Energy(Gas and electricity) | £149 |
| Utilities | Water | £35.00 |
| Utilities | Broadband | £38.00 |
| Transport | Transport(Monthly commute estimate) | £175 |
| Food | Groceries(Estimated monthly shop) | £251 |
| Leisure | Leisure(Gym, dining out, entertainment) | £142 |
| Estimated Total | £1,917 |
These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.
Transport Costs in Chesterfield
Monthly Bus Pass
Standard adult monthly bus pass
£67.63
Fuel per Litre
Average petrol price per litre
£1.34
Monthly Commute
Estimated monthly commuting cost
£175
Compare Chesterfield with Another Location
See how the cost of living in Chesterfield stacks up against other UK cities and towns.
Or choose any two locations to compareFrequently Asked Questions About Living in Chesterfield
- What is the average house price in Chesterfield?
- The average house price in Chesterfield is £270,840, based on HM Land Registry data for 2025-12-01. Detached homes average £421,800, while flats and apartments average £149,850. Prices have risen by +1.0% over the past year.
- What is the average salary in Chesterfield?
- The median annual salary in Chesterfield is £38,584, compared to the UK national median of £39,039. This is £455 below the national average. Salaries typically range from £26,288 (lower quartile) to £50,880 (upper quartile).
- How much does it cost to rent in Chesterfield?
- Average monthly rent in Chesterfield is £940 per month. Rents have increased by +3.5% over the past year.
- Is Chesterfield an affordable place to live?
- Chesterfield is reasonably affordable, with rent taking up around 29% of the median monthly income. This is close to, but within, the 30% affordability threshold. The average monthly rent is £940, while the median annual salary is £38,584 (approximately £3,215 per month before tax).
- How does Chesterfield compare to London?
- The average house price in Chesterfield is £270,840, compared to approximately £551,000 in London. Property in Chesterfield costs around 49% of London prices, making it £280,160 cheaper on average. Rent is also more affordable, at £940 per month versus approximately £2,253 in London.
- Are house prices rising or falling in Chesterfield?
- House prices in Chesterfield are currently rising, with a +1.0% increase over the past year. The current average price of £270,840 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.
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