Cost of Living in Derby
East Midlands
City
Population: 257,000
Average House Price
£266.0k
-8% vs UK avg (£290k)
Median Salary
£34,216
-12% vs UK avg (£39,039)
Average Rent
£766/mo
-36% vs UK avg (£1,200)
Quick Facts
Council Tax£2,160Band D / yr
Energy£146/ mo
Water£35.00/ mo
Broadband£36.00/ mo
Bus Pass£66.29/ mo
House Prices in Derby
+4.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01
Average price (all types)
£265,960
Detached£414,200
Semi-detached£256,150
Terraced£194,020
Flat / Apartment£147,150
House prices in Derby have increased by +4.0% over the past year.
Salaries in Derby
Annual Salary
Median and mean gross annual pay
Median£34,216
Mean£38,540
Median hourly rate£16.40/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£23,312
Upper quartile (75th)£45,120
vs UK National Median (£39,039)
-12.4%
£4,823 below national averageMonthly Cost of Living in Derby
Estimated Monthly Breakdown
What it costs to live in Derby each month, based on averages from ONS and open data sources.
| Category | Item | Monthly Cost |
|---|---|---|
| Housing | Rent(Average monthly rent) | £766 |
| Housing | Council Tax(Band D, paid over 12 months) | £180 |
| Utilities | Energy(Gas and electricity) | £146 |
| Utilities | Water | £35.00 |
| Utilities | Broadband | £36.00 |
| Transport | Transport(Monthly commute estimate) | £171 |
| Food | Groceries(Estimated monthly shop) | £241 |
| Leisure | Leisure(Gym, dining out, entertainment) | £139 |
| Estimated Total | £1,714 |
These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.
Transport Costs in Derby
Monthly Bus Pass
Standard adult monthly bus pass
£66.29
Fuel per Litre
Average petrol price per litre
£1.32
Monthly Commute
Estimated monthly commuting cost
£171
Compare Derby with Another Location
See how the cost of living in Derby stacks up against other UK cities and towns.
Or choose any two locations to compareFrequently Asked Questions About Living in Derby
- What is the average house price in Derby?
- The average house price in Derby is £265,960, based on HM Land Registry data for 2025-12-01. Detached homes average £414,200, while flats and apartments average £147,150. Prices have risen by +4.0% over the past year.
- What is the average salary in Derby?
- The median annual salary in Derby is £34,216, compared to the UK national median of £39,039. This is £4,823 below the national average. Salaries typically range from £23,312 (lower quartile) to £45,120 (upper quartile).
- How much does it cost to rent in Derby?
- Average monthly rent in Derby is £766 per month. Rents have increased by +3.5% over the past year.
- Is Derby an affordable place to live?
- Derby is reasonably affordable, with rent taking up around 27% of the median monthly income. This is close to, but within, the 30% affordability threshold. The average monthly rent is £766, while the median annual salary is £34,216 (approximately £2,851 per month before tax).
- How does Derby compare to London?
- The average house price in Derby is £265,960, compared to approximately £551,000 in London. Property in Derby costs around 48% of London prices, making it £285,040 cheaper on average. Rent is also more affordable, at £766 per month versus approximately £2,253 in London.
- Are house prices rising or falling in Derby?
- House prices in Derby are currently rising, with a +4.0% increase over the past year. The current average price of £265,960 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.
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