Cost of Living in Matlock
East Midlands
Town
Derbyshire, EnglandPopulation: 10,000
Average House Price
£253.8k
-12% vs UK avg (£290k)
Median Salary
£39,676
+2% vs UK avg (£39,039)
Average Rent
£931/mo
-22% vs UK avg (£1,200)
Quick Facts
Council Tax£2,225Band D / yr
Energy£148/ mo
Water£35.00/ mo
Broadband£41.00/ mo
Bus Pass£69.64/ mo
House Prices in Matlock
+4.0% year-on-year
Average Property Prices
Based on Land Registry data for 2025-12-01
Average price (all types)
£253,760
Detached£395,200
Semi-detached£244,400
Terraced£185,120
Flat / Apartment£140,400
House prices in Matlock have increased by +4.0% over the past year.
Salaries in Matlock
Annual Salary
Median and mean gross annual pay
Median£39,676
Mean£44,690
Median hourly rate£19.02/hr
Salary Range
Lower and upper quartile earnings
Lower quartile (25th)£27,032
Upper quartile (75th)£52,320
vs UK National Median (£39,039)
+1.6%
£637 above national averageMonthly Cost of Living in Matlock
Estimated Monthly Breakdown
What it costs to live in Matlock each month, based on averages from ONS and open data sources.
| Category | Item | Monthly Cost |
|---|---|---|
| Housing | Rent(Average monthly rent) | £931 |
| Housing | Council Tax(Band D, paid over 12 months) | £185 |
| Utilities | Energy(Gas and electricity) | £148 |
| Utilities | Water | £35.00 |
| Utilities | Broadband | £41.00 |
| Transport | Transport(Monthly commute estimate) | £180 |
| Food | Groceries(Estimated monthly shop) | £249 |
| Leisure | Leisure(Gym, dining out, entertainment) | £146 |
| Estimated Total | £1,914 |
These figures are estimates based on averages and may vary depending on your lifestyle, property type, and household size. Council tax shown at Band D; your band may differ.
Transport Costs in Matlock
Monthly Bus Pass
Standard adult monthly bus pass
£69.64
Fuel per Litre
Average petrol price per litre
£1.38
Monthly Commute
Estimated monthly commuting cost
£180
Compare Matlock with Another Location
See how the cost of living in Matlock stacks up against other UK cities and towns.
Or choose any two locations to compareFrequently Asked Questions About Living in Matlock
- What is the average house price in Matlock?
- The average house price in Matlock is £253,760, based on HM Land Registry data for 2025-12-01. Detached homes average £395,200, while flats and apartments average £140,400. Prices have risen by +4.0% over the past year.
- What is the average salary in Matlock?
- The median annual salary in Matlock is £39,676, compared to the UK national median of £39,039. This is £637 above the national average, making it a higher-earning area. Salaries typically range from £27,032 (lower quartile) to £52,320 (upper quartile).
- How much does it cost to rent in Matlock?
- Average monthly rent in Matlock is £931 per month. Rents have increased by +6.5% over the past year.
- Is Matlock an affordable place to live?
- Matlock is reasonably affordable, with rent taking up around 28% of the median monthly income. This is close to, but within, the 30% affordability threshold. The average monthly rent is £931, while the median annual salary is £39,676 (approximately £3,306 per month before tax).
- How does Matlock compare to London?
- The average house price in Matlock is £253,760, compared to approximately £551,000 in London. Property in Matlock costs around 46% of London prices, making it £297,240 cheaper on average. Rent is also more affordable, at £931 per month versus approximately £2,253 in London.
- Are house prices rising or falling in Matlock?
- House prices in Matlock are currently rising, with a +4.0% increase over the past year. The current average price of £253,760 reflects data from 2025-12-01. As with all property markets, past performance does not guarantee future changes.
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